Who is Smart BM? The Nigerian Big Boy Known for Spending ₦200K Daily

A young Nigerian man known as Smart BM has become popular online for his flashy lifestyle. He calls himself a “Big Boy” and lives a life many only dream of. His Instagram and TikTok videos have gone viral after claims that he spends ₦200,000 every day on miscellaneous expenses — and that does not even include rent for his luxury service apartments.

The Viral Moment That Got Everyone Talking

On September 18, 2025, Smart BM shared a video on Instagram showing his lavish lifestyle. The caption on the reel said, “I change apartments daily.” The video quickly spread on social media, and people began to ask, “Who is Smart BM?”

In the clip, he showed expensive interiors, designer outfits, and stacks of cash. Many Nigerians were shocked by his bold claim of spending ₦200K daily. The post attracted thousands of views and comments within hours.

A Glimpse Into Smart BM’s Lifestyle

Smart BM often posts videos and photos that highlight his taste for luxury. He travels between different apartments, often staying only a few days before moving to a new one. His lifestyle includes top-brand clothes, gold chains, and luxury cars.

He describes his daily routine as “soft life goals.” People who follow him see him eating at high-end restaurants and enjoying premium services.

Despite the attention, Smart BM keeps his personal details private. His real name, age, and family background remain unknown. However, fans believe he is in his mid-20s and from southern Nigeria.

His Social Media Fame

Smart BM is active on TikTok (@therealsmartbm) and Instagram (@smart_bm7). On both platforms, he shares videos showing his daily life. His followers admire his confidence and energy. He often uses captions like “Living soft,” “Big Boy moves,” and “God did.”

Each video seems to attract more fans who are curious about his source of wealth. While some praise him for his success, others question whether his lifestyle is real or exaggerated.

Public Reaction and Controversy

The internet is divided about Smart BM. Supporters call him an inspiration and believe he made his money through hard work or smart investments. Critics, however, doubt his claims and ask where the money comes from.

In Nigeria, the rise of “Big Boys” who show off wealth online has sparked debate. Many social media users think it promotes unrealistic goals among the youth. Some also warn that such displays might attract unwanted attention or danger.

The Mystery Around His Wealth

Smart BM has never revealed what he does for a living. There is no information about any business, job, or brand sponsorship linked to him. He has also not confirmed how he earns his income.

People online continue to speculate about his background. Some think he is into tech or cryptocurrency. Others believe he might have inherited wealth or built success through social media influence.

What’s Next for Smart BM

Despite the criticism, Smart BM keeps sharing new videos and updates. He seems focused on living large and keeping fans entertained. His growing follower base shows that his personality and confidence continue to draw attention.

If he ever opens up about his journey, it could inspire more young Nigerians who want to achieve success. For now, Smart BM remains one of Nigeria’s most talked-about internet sensations.