Debit and Credit Card Withdrawal & Annual Fees in Pakistan – July 2025
Web Desk
21 June, 2025 13:25
Debit and Credit Card Withdrawal & Annual Fees in Pakistan – July 2025
Banks in Pakistan, including Bank Alfalah, continue to charge fees on debit and credit card withdrawals, especially from ATMs. These fees help cover the cost of ATM maintenance, security, and customer support. If you use your card internationally, extra foreign transaction charges may also apply.
Debit Card Charges in Pakistan 2025
Bank Alfalah has revised its annual fees for debit cards as part of their yearly review. Here are the updated charges:
| Debit Card Type | Annual Fee (PKR) |
|---|---|
| Classic / AKK Debit Card | 3,200 |
| Gold / AKF Debit Card | 4,400 |
| UnionPay – Classic | 2,500 |
| UnionPay – Gold | 3,000 |
| UnionPay – Platinum | 6,000 |
| Pehchaan Debit Card | 4,400 |
| Platinum Debit Card | 8,500 |
| Signature Debit Card | 20,500 |
| RDA Gold Card | 4,400 |
| PayPak Debit Card | 2,500 |
| Digital Bundle / Gold | 1,000 |
Bank Alfalah Credit Card Charges – 2025
The bank also revised its credit card fees, including annual and supplementary charges:
| Credit Card Type | Fee Type | Amount (PKR) |
|---|---|---|
| Platinum Credit Card | Annual Fee (Primary) | 22,000 |
| Supplementary Card Fee | 11,000 | |
| Visa Ultra Cash Back Credit Card | Issuance Fee | 9,000 |
| Annual Fee | 4,500 | |
| Supplementary Annual Fee | 14,000 | |
| Optimus MasterCard | Basic Card Annual Fee | 7,000 |
| Supplementary Card Fee | 12,000 | |
| Gold Credit Card | Annual Fee | 6,000 |
| Supplementary Card Fee | 6,500 | |
| Visa Classic Credit Card | Annual Fee | 3,250 |
| AMEX Gold Card | Annual Fee | 13,000 |
- Late Payment Fee: Flat PKR 2,500
- Utility Bill Payment via Credit Card:
- Up to Rs. 5,000 → PKR 50
- Above Rs. 5,000 → PKR 65
Read More: BISP June 2025 Payment: How to Confirm CNIC on 8171 Portal
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