Punjab launches Kisan Card Phase 2 with zero-interest loans for farmers

The government of Punjab has started Kisan Card Phase 2, a big support program to help small farmers grow their crops with ease. This card gives farmers interest-free loans and access to government subsidies for agricultural needs.

What Is the Kisan Card?

The Kisan Card is like a bank card made for farmers. It lets them buy seeds, fertilizers, pesticides, and other farm supplies. The card also connects them directly with government schemes—no middlemen involved.

Key Details of the Program

• Rs. 200 billion set aside for loans and subsidies

• 1 million farmers will benefit

• Each farmer can get up to Rs. 300,000 in loans

• Only farmers with 12.5 acres or less land can apply

Benefits for Farmers

• Interest-free or low-interest loans

• Easy access to farming essentials

• Direct government support

• Encourages modern farming methods

• Reduces stress during planting and harvesting seasons

Who Can Apply?

To qualify, you must:

• Be a resident of Punjab

• Own up to 12.5 acres of land

• Have a valid CNIC

• Be actively working as a farmer

How to Apply

1. Visit your nearest agriculture office or Bank of Punjab branch

2. Submit your CNIC and land papers

3. Fill in the application form

4. Do your biometric verification

5. Once approved, collect your Kisan Card

How the Loan Can Be Used

• Loan limit: Rs. 300,000
• Can be used for:
• Buying seeds
• Purchasing fertilizers
• Getting pesticides
• Renting or buying farming tools

The loans also come with flexible repayment plans, so farmers won’t feel pressure during tough times.

This program is a great step by the Punjab government to improve the lives of farmers and make agriculture more productive and modern.

Read More: Punjab Govt Launches Green Tractor Scheme Phase-2: Full Info, Subsidy & How to Apply