Qaumi Bachat Bank’s short term savings certificates new profit rate Feb 2025

ISLAMABAD – The Central Directorate of National Savings (CDNS) has revised the profit rates for its Short-Term Savings Certificates (STSC), effective from February 2025. The revised rates, which were last updated on January 31, 2025, apply to three-month, six-month, and one-year maturity periods.

Revised Profit Rates for February 2025:

• 3-Month Maturity: 11.24% (Rs2,810 on Rs100,000 investment)
• 6-Month Maturity: 11.32% (Rs5,660 on Rs100,000 investment)
• 1-Year Maturity: 11.38% (Rs11,380 on Rs100,000 investment)

Tax Deduction on STSC Profit:

• Active Taxpayer List (ATL) Investors: 15% withholding tax on profit.
• Non-ATL Investors: 30% tax on yield/profit, regardless of investment amount or date.

These certificates are available to all Pakistani nationals and overseas Pakistanis, with a minimum investment of Rs10,000 and no maximum limit.

Read More:1500 Prize Bond February 2025 Draw No 101 Balloting and Winners