Suzuki Swift Installment Plans and Taxes for Non-Filers – April 2025

Suzuki Swift Installment Plans and Taxes for Non-Filers - April 2025
The Suzuki Swift continues to dominate Pakistan’s premium hatchback segment, standing as one of the most sought-after cars after the Alto. With its sleek styling and impressive performance, the Swift offers a compelling mix of practicality and driving experience.
Launched years after its international debut, the Pakistani version of the Swift still manages to turn heads with its modern design, respectable fuel efficiency, and a powerful engine.
Safety is a standout feature, as it comes equipped with six airbags, ABS, and Hill Assist System (HAS)—a significant leap for a brand not usually associated with such advanced features. Its boot space also adds to its appeal. However, the plastic-heavy interior and its price—comparable to some entry-level sedans—remain key points of criticism.
With the base Swift model now priced above Rs. 4.5 million, many consumers are exploring car financing options to ease the burden. Auto financing in Pakistan surged in early 2025, reaching Rs. 257 billion by March, up from Rs. 248.82 billion in February—an increase of Rs. 8.54 billion in just one month.
Suzuki Swift Installment Options – 2025 (Meezan Bank)
Here is a breakdown of the latest installment plans for various Swift variants based on Meezan Bank’s financing structure:
Swift GL (CVT)
- Vehicle Price: Rs. 4,560,000
- Residual Value: 25%
- Security Deposit: Rs. 1,368,000 (30%)
- Processing Fee: Rs. 3,100
- Total Upfront Cost: Rs. 1,371,100
- Tenure: 60 months
- Monthly Installment: Rs. 80,334
Swift GL (MT)
- Vehicle Price: Rs. 4,336,000
- Residual Value: 25%
- Security Deposit: Rs. 1,300,800 (30%)
- Processing Fee: Rs. 3,100
- Total Upfront Cost: Rs. 1,303,900
- Tenure: 60 months
- Monthly Installment: Rs. 76,673
Swift GLX (CVT)
- Vehicle Price: Rs. 4,719,000
- Residual Value: 25%
- Security Deposit: Rs. 1,415,700 (30%)
- Processing Fee: Rs. 3,100
- Total Upfront Cost: Rs. 1,418,800
- Tenure: 60 months
- Monthly Installment: Rs. 82,933
Revised Taxation for Suzuki Swift – 2025
As of 2025, withholding taxes on vehicle purchases have significantly increased for non-filers. Here are the applicable taxes based on filer status:
Variant | Tax (Filer) | Tax (Non-Filer) |
---|---|---|
Swift GL (CVT) | Rs. 68,400 | Rs. 205,200 |
Swift GL | Rs. 65,040 | Rs. 195,120 |
Swift AGS | Rs. 45,460 | Rs. 136,380 |
With rising vehicle prices and tighter tax regulations for non-filers, buyers are encouraged to plan their purchases carefully and consider financing options that best suit their financial situation.
Read More: Suzuki Alto 2025: Specs, Variants & Latest Updates
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