Profit Rates on National Savings Schemes Revised by Government: Check Updated Rates
Web Desk
18 September, 2025 13:29
Govt revises profit rates on National Savings Schemes from November 2025
The government has revised profit rates for National Savings Schemes (NSS) across various investment categories, effective September 17, 2025.
The latest changes include the highest increase of 42 basis points (bps) in two schemes, a 6 bps rise in another, and a small decrease of 12 bps in one scheme.
Updated Profit Rates:
-
Short-Term Savings Certificates: 10.42% (up 6 bps from 10.36%)
-
Defence Savings Certificates: 11.42% (down 12 bps from 11.54%)
-
Serwa Islamic Saving Account: 9.92% (up 42 bps from 9.50%)
-
Serwa Islamic Term Account: 9.92% (up 42 bps from 9.50%)
Short-Term Savings Certificates now yield 10.42%, Defence Savings Certificates are at 11.42%, while both the Serwa Islamic Saving Account and Serwa Islamic Term Account have increased to 9.92%.
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