BISP Kafaalat Phase 3: July 2025 Payment Guide & Eligibility Details

Great news for beneficiaries! The Benazir Income Support Programme (BISP) has launched Kafaalat Phase 3 payments, with eligible families receiving Rs 13,500 during July 2025. If you’ve received BISP funds before, your eligibility will be automatically checked. Here’s everything you need to know to confirm your payment status and receive your funds easily.

What Is Kafaalat Phase 3?

Kafaalat is BISP’s regular financial aid initiative that supports low-income women across Pakistan. The Phase 3 installment began on May 26 and continues through June and July. Each family receives Rs 13,500 per quarter to help meet their essential needs.

Who Qualifies for Phase 3?

You’re eligible for the payment if:

• You’re a registered BISP 8171 beneficiary

• Your CNIC is valid and active

• Your poverty score (PMT) is within the allowed range

• Your biometrics and dynamic survey are completed

• There are no disqualifying issues (like duplicate registrations)

“BISP automatically disburses the payment if all conditions are met—no new registration is needed.”

4 Simple Ways to Check Your Status

1. SMS (8171):
Send your 13-digit CNIC (no dashes) to 8171 via SMS. You’ll get one of these replies:
“Payment ready”, “Not eligible”, or “Verification required”

2. Online Portal:
Go to the 8171 portal, enter your CNIC and the captcha code, then click submit.

3. BISP Helpline:
Call 0800–26477 toll-free, provide your CNIC, and an agent will share your latest status.

4. Visit BISP Office:
Bring your original CNIC to your local BISP center for full assistance and updates.

When Will You Get Paid?

Payments are being released in phases, depending on the district. Some areas began in late May, while others are still processing.
If your SMS or portal shows “Payment ready”, you can collect it from any authorized center immediately.

🛠 Common Payment Issues & Solutions

Helpful Tips for Beneficiaries

• Use your own SIM for SMS
• Keep CNIC and biometrics updated
• Reverify details if prompted
• “Don’t pay anyone—this service is free.”
• Take a screenshot or record of your status

• Collect your funds as soon as they’re ready

FAQs for Beneficiaries

“What should I do if SMS says ‘Verification Required’?”
Visit your local BISP center with CNIC to complete your data.

“Can I collect money immediately after SMS says ‘Payment Ready’?”
Yes, your money is available at BISP camps or agents upon verification.

“I don’t have internet—can I still check?”
Absolutely. Use SMS (8171), call the helpline, or visit your nearest office.

“Why does portal say ‘Not Eligible’ when I got funds before?”
Your records may need updating. Visit your nearest BISP office for help.

“Has the payment amount changed?”
No. “The Phase 3 payment of Rs 13,500 continues at the same rate.”

How to Receive Your Payment

Once you see “Payment ready”, go to:

• BISP distribution camp
• Authorized HBL Konnect agent

• Verified local franchise/shop

Bring:

• Your original CNIC
• Payment reference (SMS or portal proof)

• Be ready for fingerprint or facial verification

Final Advice

• Check your status early
• Keep all your records up to date
• Collect your payment on time
• “This money helps families with essentials—use it wisely.”