BISP Jobs: Contract or Permanent – Salary, Benefits & Growth

The Benazir Income Support Programme (BISP) is one of Pakistan’s biggest welfare programs. It not only helps millions of families with financial support but also creates jobs for many people.

These jobs are usually of two types: contract-based and permanent. Both options have their own pros and cons, so it is important to know the difference before choosing.

What’s the Difference?

• Permanent Jobs: These are government posts with full job security. Employees enjoy benefits like pension, medical coverage, provident fund, and annual increments. They also have clear promotion rules and a stable career path.

• Contract Jobs: These are temporary positions, usually for 6 months to 3 years. They are often linked to specific projects. Contract employees get fixed salaries but usually no pension, medical, or retirement benefits.

Salaries in BISP

• Contract Jobs: Salaries are usually higher at the start. For example, a contract officer may earn around PKR 70,000 a month. But the salary is a lump sum without allowances, pension, or medical coverage. Once the contract ends, so does the income.

• Permanent Jobs: Salaries follow the government pay scale (around PKR 40,000–120,000 depending on grade). These may look smaller at first but come with allowances, yearly raises, medical, pension, and other benefits. Over time, the total package is much stronger.

Benefits and Security

• Contract Roles: Quick hiring, higher short-term income, and diverse project exposure. But no pension, limited leave, and no guarantee of renewal.

• Permanent Roles: Full benefits, strong job security, paid leave, promotions, and retirement plans.

Career Growth

• Contract Jobs: Good for learning skills and gaining experience. Many use it as a stepping stone for jobs in NGOs, donor agencies, or other government projects. But long-term growth inside BISP is limited.

• Permanent Jobs: Provide a structured path with promotions, training, and stability, making them better for long-term financial planning.

Example

• Ali works on contract as an IT officer earning PKR 70,000 but without pension or medical. After 3 years, his job may end.

• Sara works as a permanent assistant director earning PKR 55,000 plus benefits. Over the years, her salary grows, and she gets pension and retirement security.

In the short term, Ali earns more. But in the long run, Sara has more financial stability.

Summary – Pros and Cons