Rs. 25,000 Prize Bond in Pakistan: November 2025 Update

The Rs. 25,000 premium prize bond is one of the most prestigious financial products offered by the Government of Pakistan. Managed through the Central Directorate of National Savings (CDNS) and the State Bank of Pakistan (SBP), this bond offers a secure investment option with the added benefit of a chance to win substantial cash prizes. Unlike smaller denominations such as the Rs. 200 or Rs. 750 prize bonds, the Rs. 25,000 bond is a “registered” bond, meaning it is issued in the bondholder’s name, providing additional safety and security.

What Makes the Rs. 25,000 Prize Bond Unique?

The primary feature of a premium prize bond is that it is registered in the owner’s name, making it safer compared to normal bearer bonds. If the bond is lost, it cannot be claimed by anyone else. Additionally, premium bonds provide a return on investment, meaning bondholders earn a small profit even if they don’t win the prize draw. This makes the Rs. 25,000 bond an attractive option for investors looking for a secure way to grow their money.

Launched as a more secure and profitable investment option, the Rs. 25,000 premium prize bond allows individuals to take part in a prize draw with significant cash rewards.

Prize Structure and Draw Frequency

The draws for the Rs. 25,000 bond are held four times a year, giving participants multiple chances to win. The prize structure for each draw includes:

• 1st Prize: Rs. 30,000,000 (awarded to 2 winners)
• 2nd Prize: Rs. 10,000,000 (awarded to 5 winners)
• 3rd Prize: Rs. 300,000 (approximately 700 winners)

These draws take place in major cities across Pakistan, including Lahore, Karachi, Rawalpindi, and Peshawar. Bonds can be purchased from National Savings Centers, State Bank offices, or authorized bank branches.

Why Investors Prefer the Rs. 25,000 Premium Bond

There are several reasons why the Rs. 25,000 premium bond is highly popular:

1. Safe Investment: As the bond is registered in the owner’s name, it offers peace of mind that no one else can claim the investment.
2. Profit and Prize: In addition to the chance to win large cash prizes, investors receive a small profit (return) on their bond, even if they do not win a prize.
3. Chance to Win Big: The top prize of Rs. 30 million is a significant incentive for many investors.
4. Government Backed: As a product of the Government of Pakistan, the Rs. 25,000 premium prize bond is a safe, reliable investment.
5. No Risk of Loss: The bond can be cashed at any time, and the full amount is returned to the investor.

How to Buy the Rs. 25,000 Premium Prize Bond

Purchasing a Rs. 25,000 premium prize bond is straightforward:

• Visit a State Bank branch, National Savings Center, or an authorized bank such as HBL, UBL, or Bank Al Habib.
• Fill out a simple form with your CNIC, bank account details, and other relevant information.
• Pay Rs. 25,000 for each bond you wish to purchase.
• The bond will be registered in your name, and you’ll start receiving profits directly into your bank account every six months.

Checking the Results and Claiming Prizes

Once the draw takes place, the results can be checked through:

• The National Savings website
• Websites like PrizeBond.net

• Local newspapers and official notices

To claim a prize, winners need to present the original bond, their CNIC, and a completed claim form at the State Bank of Pakistan. It is important to note that taxes will be deducted from the prize — 15% for tax filers and 30% for non-filers.

Key Considerations

Before investing in the Rs. 25,000 premium bond, keep the following points in mind:

• A bank account is necessary to buy the bond, as profits are paid directly into the account.
• Registration details must be kept safe, as you will need them to claim prizes.
• The bond cannot be sold or transferred to another person directly; it can only be cashed through the bank.
• Stay updated with the draw schedule to avoid missing your chance to win.

Is the Rs. 25,000 Bond a Good Investment?

For individuals with some extra money to invest, the Rs. 25,000 premium prize bond offers a secure and profitable option. It is particularly suitable for professionals, business owners, and those looking for both guaranteed returns and a chance to win large prizes. However, because of its higher cost, it may not be ideal for those seeking smaller investments. In such cases, smaller denominations like the Rs. 750 or Rs. 1,500 bonds may be more appropriate.

The Rs. 25,000 premium prize bond stands out as a solid choice for anyone looking to combine safety, profitability, and the thrill of winning a major prize.