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Debit and Credit Card Withdrawal & Annual Fees in Pakistan – July 2025

21 June, 2025 13:25

Banks in Pakistan, including Bank Alfalah, continue to charge fees on debit and credit card withdrawals, especially from ATMs. These fees help cover the cost of ATM maintenance, security, and customer support. If you use your card internationally, extra foreign transaction charges may also apply.

Debit Card Charges in Pakistan 2025

Bank Alfalah has revised its annual fees for debit cards as part of their yearly review. Here are the updated charges:

Debit Card TypeAnnual Fee (PKR)
Classic / AKK Debit Card3,200
Gold / AKF Debit Card4,400
UnionPay – Classic2,500
UnionPay – Gold3,000
UnionPay – Platinum6,000
Pehchaan Debit Card4,400
Platinum Debit Card8,500
Signature Debit Card20,500
RDA Gold Card4,400
PayPak Debit Card2,500
Digital Bundle / Gold1,000

Bank Alfalah Credit Card Charges – 2025

The bank also revised its credit card fees, including annual and supplementary charges:

Credit Card TypeFee TypeAmount (PKR)
Platinum Credit CardAnnual Fee (Primary)22,000
Supplementary Card Fee11,000
Visa Ultra Cash Back Credit CardIssuance Fee9,000
Annual Fee4,500
Supplementary Annual Fee14,000
Optimus MasterCardBasic Card Annual Fee7,000
Supplementary Card Fee12,000
Gold Credit CardAnnual Fee6,000
Supplementary Card Fee6,500
Visa Classic Credit CardAnnual Fee3,250
AMEX Gold CardAnnual Fee13,000
  • Late Payment Fee: Flat PKR 2,500
  • Utility Bill Payment via Credit Card:
  • Up to Rs. 5,000 → PKR 50
  • Above Rs. 5,000 → PKR 65

Read More: BISP June 2025 Payment: How to Confirm CNIC on 8171 Portal

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