Debit and Credit Card Withdrawal & Annual Fees in Pakistan – July 2025

Web Desk

21 June, 2025 13:25

Banks in Pakistan, including Bank Alfalah, continue to charge fees on debit and credit card withdrawals, especially from ATMs. These fees help cover the cost of ATM maintenance, security, and customer support. If you use your card internationally, extra foreign transaction charges may also apply.

Debit Card Charges in Pakistan 2025

Bank Alfalah has revised its annual fees for debit cards as part of their yearly review. Here are the updated charges:

Debit Card Type	Annual Fee (PKR)
Classic / AKK Debit Card	3,200
Gold / AKF Debit Card	4,400
UnionPay – Classic	2,500
UnionPay – Gold	3,000
UnionPay – Platinum	6,000
Pehchaan Debit Card	4,400
Platinum Debit Card	8,500
Signature Debit Card	20,500
RDA Gold Card	4,400
PayPak Debit Card	2,500
Digital Bundle / Gold	1,000

Check which card you have and how often you use it to see if these charges affect you.

Bank Alfalah Credit Card Charges – 2025

The bank also revised its credit card fees, including annual and supplementary charges:

Credit Card Type	Fee Type	Amount (PKR)
Platinum Credit Card	Annual Fee (Primary)	22,000
	Supplementary Card Fee	11,000
Visa Ultra Cash Back Credit Card	Issuance Fee	9,000
	Annual Fee	4,500
	Supplementary Annual Fee	14,000
Optimus MasterCard	Basic Card Annual Fee	7,000
	Supplementary Card Fee	12,000
Gold Credit Card	Annual Fee	6,000
	Supplementary Card Fee	6,500
Visa Classic Credit Card	Annual Fee	3,250
AMEX Gold Card	Annual Fee	13,000