BISP Kafaalat vs. Ehsaas Kafaalat (2025) – What’s the Difference?

In Pakistan, millions of low-income families depend on government aid programs. Two major initiatives that often get confused are BISP Kafaalat and Ehsaas Kafaalat. While both provide financial help, they are separate programs with different features and benefits. Here’s a clear comparison of the two as of 2025.

“BISP Kafaalat is part of the Benazir Income Support Programme (BISP), which started in 2008. It gives quarterly cash payments to women in poor households. As of 2025, many women are receiving Rs. 13,500 through this program.”

On the other hand, “Ehsaas Kafaalat is a newer program introduced in 2019 under the larger Ehsaas Initiative. It also provides cash help to needy families. But this program includes more than just payments – it offers education scholarships, interest-free loans, and healthcare support.”

Key Differences (2025):

• Start Year: BISP began in 2008; Ehsaas launched in 2019.
• Program Type: BISP offers only cash payments, while Ehsaas includes education, health, and financial services.
• Management: BISP is run by the BISP office, while Ehsaas is managed by the Poverty Alleviation Division.
• Technology: BISP is shifting from manual to biometric. Ehsaas is fully digital.
• Extra Benefits: BISP does not include extras. Ehsaas does – like scholarships and loans.

Latest Updates in 2025:

• Payments are now made only through biometric verification to prevent fraud.
• You can check eligibility online via CNIC through the 8171 portal or SMS.
• A digital wallet system is being introduced to help women save money securely.
• A unified national database will now prevent multiple registrations.

These programs are critical for reducing poverty, keeping children in school, and helping women become financially independent. If you’re eligible, it’s important to stay updated through the official portal and avoid unauthorized agents.