How to check your Asaan Karobar Card status in 2025

The Asaan Karobar Card is Pakistan’s flagship program to help small business owners and entrepreneurs access financial support. Thousands of people across Punjab and other regions apply every month to start or grow their businesses.

A common question applicants ask is: “How do I check the status of my Asaan Karobar Card application?”

This guide explains everything you need to know:

• What the Asaan Karobar Card is

• Who can apply

• Step-by-step methods to check your application status

• Meaning of different status messages

• Common errors and how to fix them

• Tips for smooth approval

• Post-approval process and timelines

What Is the Asaan Karobar Card?

The Asaan Karobar Card is a government-backed financial facility for micro, small, and medium enterprises (MSMEs). It helps entrepreneurs get interest-free or low-interest credit to grow their business.

Key Features:

• Zero or low interest rates

• Credit limits up to approved amounts

• Easy repayment schedules

• Cashless payments via POS, QR codes, and mobile wallets

• Available for home-based businesses, freelancers, and small shopkeepers

Who Can Apply?

Eligible Applicants:

• Small shop or service business owners

• Freelancers and home-based business owners

• People without large loans or prior financial aid

• Citizens with a valid CNIC and registered mobile number

Ineligible Applicants:

• Large business owners or registered companies

• Government employees

• People with high-value assets or multiple properties

• Individuals with unresolved financial or tax issues

Why Checking Your Application Status Is Important

Tracking your application helps you:

• Confirm your application was received

• Identify errors or missing information

• Know which stage of verification your application is in

• Understand when your card will be issued

• Take corrective action if your application is blocked or rejected

How to Check Your Application Status

Method 1 – Online Portal:

1. Visit the official Asaan Karobar Card portal

2. Log in with your CNIC and password

3. Go to My Application or Application Status

4. View your current status and instructions

Method 2 – SMS Verification:

1. Use your registered CNIC-linked mobile number

2. Send the required SMS code (check portal instructions)

3. Receive instant updates on verification and errors

Method 3 – Visit Bank or Registration Center:

1. Go to a nearby authorized bank branch or registration center

2. Provide CNIC and application number

3. Ask staff for your application status

Understanding Application Status Messages

Common Errors and How to Fix Them

• CNIC Verification Error: Ensure CNIC is valid and updated

• SIM Verification Error: Use CNIC-linked mobile number

• Bank or Credit Screening Error: Clear pending loans or dues

• Vehicle Token or Tax Issue: Pay any pending taxes

Timeline After Approval

1. PSID Generation – Final approval confirmation

2. Card Processing – Card printed and activated

3. Card Dispatch – Sent to bank or home

4. Card Delivery – Receive card and instructions

5. Business Verification (Optional) – Some cases may need on-site check

The process usually takes 3–6 weeks.

Tips for Smooth Approval

• Submit accurate and complete information

• Use CNIC-linked mobile number

• Keep CNIC valid and updated

• Respond quickly to portal or SMS notifications

• Check status regularly

• Clear any pending taxes or financial obligations

Read More: BISP 8171 December 2025 Payment: CNIC Status & Verification Guide